Chapter 7 bankruptcy eliminates most types of debts - like credit cards, medical bills, car repossessions, old taxes, and more. It stops garnishments, frozen bank accounts and lawsuits immediately upon filing. Most of the time you keep your possessions, and you can keep your house and/or car ifyou keep making the payments on time.
Beware the lawyers that promise "$0/down to file Chapter 7". It's usually not completely true and you end up paying more overall in the end. It's free to start with a Geraci Law attorney. We will meet with you for free, run a free credit report, go over all your debts and budget, and give you advice on getting out of debt. We will file your case for low money down, and let you choose your payment schedule. We make getting debt free affordable and easy for you. If it weren't true, we would not have over 17,000 reviews from satisfied clients.More Chapter 7
Chapter 13 bankruptcy is the "debt consolidation" bankruptcy - it puts your debt into 1 monthly payment you can afford. Chapter 13 payments are based on your actual income and budget, so you can keep living and pay down your debt. It also stops garnishments, frozen bank accounts, and lawsuits immediately upon filing. Chapter 13 can also stop foreclosure stop car repossessions, and help you get caught back up on back payments if your budget allows.
Chapter 13 bankruptcy costs the same, no matter what law firm you choose. Your local Bankruptcy Court sets a "no look" fee, meaning, all attorneys can charge the same for a Chapter 13. And almost all attorneys will file for none of that fee down, you only pay the $310 court filing fee to file. That's exactly what Geraci Law does.
So why pay the same and not get the name? Geraci law has over 40 years in business, over 100,000 clients filed, and over 17,000 5-star or positive reviews to back it up.More Chapter 13
Lawsuits • Garnishments • Wage Deductions • Foreclosures • Sheriff Sales • Mortgage Behind • Tax Debt • Credit Cards • Medical Debt • Car payment behind • Repossessions • Parking Tickets • Suspended License • Gas or Electric Shutoffs • Bill Collector Calls • Payday Loans • Cash advance problems • Car payment behind • Chicago Parking Tickets
Debt settlement and consolidation usually fail, and leave you worse off than before you started.Stop Lawsuits & Garnishments
By now you know there's too much information on the internet about bankruptcy. Call Geraci Law NOW at 1-888-456-1953 and get a free phone mini consultation, or meet with a Geraci Law attorney for free, no obligation. We will answer all of your questions, pull a free credit bureau list of debts, and go over all your debt relief options.